Category Archives: Leadership

Notes on Styles, Types, Attributes

Financial Literacy Month: A Golden Opportunity for Families & Communities

”Who prohibited the nice things G-d has created for His creatures,
and the good provisions? Say, Such provisions are to be enjoyed in this life by those who believe. Moreover, the good provisions will be exclusively theirs on the Day of Resurrection. We thus explain the revelations for people who know.”
–Al Quran 7:32

“O my Lord, I seek refuge from being overpowered by debt… protect and deliver me from poverty and let me enjoy my hearing, my sight and my strength in Your way.“
–Muhammed The Prophet (S)

G-d intends for us all to have life and have it better and better all the time…”
–Imam W. Deen Mohammed (ra)

President Obama has proclaimed April as National Financial Literacy Month and is calling on all Americans to recommit to teaching ourselves and our children the basics of financial education.

This month presents an excellent opportunity for both families and community organizations to do a self assessment and critically examine how resources are being generated and managed. Financial literacy is a leg up to economic prosperity and protection against fraud and predatory banking practices.

All institutions including the family have been squeezed financially not only because of the financial debacle that brought on the worst recession since the Great Depression, but also because of income inequality and other social economic ills affecting communities, especially minority communities. Of particular concern is the targeting of ethnic minorities by unscrupulous corporations. One of the best ways to protect yourself and your family is through education and superior personal financial conduct like Maintaining excellent credit.

Nonprofits in particular must be sensitive to the general financial circumstances of those they expect to support their institutions. Help your supporters help you.

Now’s a good time for our organizations to help themselves by helping increase the net worth of their individual supporters. Encourage personal financial education through workshops, seminars, contests and on-site counseling services to enhance your community’s financial preparedness.

Some of my recommended titles for this month are:

Debt Free for Life
80 Proven Ways to Become a Millionaire, All you need is two or three!
Smart Women Finish Rich
Emotional Currency: A Woman’s Guide to Building a Healthy Relationship with Money
The Kids Guide to Money Cent$
Lemonade in Winter
Money & The Law of Attraction
The 4-hr Workweek
Your money or your life
Retirement Revolution: The New Reality (DVD)
Save Your Retirement: What to Do If You Haven’t Saved Enough
The Wealth Choice: Success Secrets of Black Millionaires

The 7 most important takeaways for financial literacy this month?

— Identify bad and good habits
— Start making changes today
— Practice delayed gratification…we don’t always have to have “it” now.
— Be a savvy consumer and investor…educate yourself and your family.
— Invest now in your future by realizing that not all of your money earned today is to be spent today…some of it’s for tomorrow when you will have less or zero earned income.
— Make a commitment to live debt free.
— And finally, pass on the knowledge, good habits, and perhaps some measure of family wealth to the next generation and help end any cycle of generational poverty.

Left open for further thought and research…Peace until next time.

Sincerely & respectfully,

Mukhtar
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Transition from Charismatic Personality-Based Leadership: The End of a Messianic Era – Part 2

Part 2 of the Series Transition from Charismatic Personality-Based Leadership: The End of a Messianic Era…

There is also another very important organization in which personality-based leadership is not an immature form of leadership, but is rather the prescribed form of leadership and that organization is the family. I mention this last exception for a very important reason. The family is the first institutional form of government; upon it rests all other forms of government. In the early stages of civilization, groups formed for the mutual protection and aid of families. The first leadership stage of this communal obligation is the clan and it consists of various leaders of families.  Soon those clans find it beneficial to have agreements or arrangements with other clans and they may form a larger clan that often times are blended through marriage ties. That’s also why in certain parts of the “undeveloped” world, we see government organized into what is characterized as tribal or clan arrangements.

So family either through blood or marriage became the basic unit upon which early government was formed and it is still so today. Except that today, in the developed world, the family serves as the incubator through which each of us learns about and experiences leadership and governance, rather than the family or extended family relations being the actual governing structure. Now, this is another topic, but one that should cause us serious concern: What happens to a society that fails to protect and preserve the most basic institution of leadership? And can a society’s most complex system of leadership succeed if the most basic unit of leadership, the family, fails?

Anyway, I stated earlier that PBL is considered an immature form of leadership? Why is PBL considered immature and therefore undesirable in more complex settings? The answer to that question is why the fourth Caliph, Hadrat Ali (ra) was not the first caliph and also why Al-Islam’s system of succession of leadership is not one based on blood lineage.

There’s another question I’d like you to consider at this point as we delve into this week’s conversation: Can a charismatic, personality-based leadership (and particularly messianic one) really transition supporters, followers, helpers, etc. to “effective” institutional leadership while the charismatic, messianic-based leader is still alive?

“…Individual responsibility precedes group responsibility. Individual [self] government prepares us for community government. And as soon as more than myself is involved then I have to work to develop the bigger form of government and leadership; I have to yield my smaller [self] idea and support the institutionalization of leadership in the group. At the group level, the complexity of social relations and responsibilities, individual and group rights, and just allocation of resources fundamentally demand a structured process of decision making. There is a hadith in which the Prophet (SAW) says that “If three of you depart on a journey, then select a leader.” In Al-Islam, the fundamental responsibility for leadership lies in the body politic of the Ummah, with the governor and the governed.

When the system of organization fails to adapt to the realities of the group complexity, organizational dysfunction results. We often refer colloquially to such dysfunction as “Mom and Pop” operations. In this context, the coined phrase “Mom and Pop” signifies a level of decision making and organization that has not evolved and consequently prevents the establishment and utilization of the enormous potential inherent in the group. Allah (SWT) appointed mom and pop to be the leaders in the individual family unit—it works well and we would love to see more mom and pop operations within our family units. But when numerous families form a community, a different and greater potential forms and thus the system of socialization, rights, decision making and accountability must evolve not only to meet the demands of such complexity, but to redefine and enlarge the scope of what can be achieved. Allah (SWT) then gives us a different leadership structure.” (GONAL, The Prophet, the Imam and Leadership, p. 75.)

The Case of Washington, Mandela & Arafat.

To be continued (you needn’t wait for me to finish this post if you have thoughts you wish to share now).

Left open for further thought and research…Peace until next time.

Sincerely & respectfully,

Mukhtar
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Remaking Our World Calendar 2014…A Reminder of a Great Responsibility

“Every man created is entitled to what G-d has created. No man is to be discriminated against. Entitlement is not to be based upon anything but justice. Go on and build a great life for yourself, as much as any man in the United States of America.” (Imam W. Deen Mohammed, front cover 2014 Remaking Our World Islamic Calendar)

On the eve of Thanksgiving, I’m very happy to announce the release of the 2014 Remaking Our World Calendar. As the project’s editor-in-chief, I’m proud of the writers, editors, and reviewers who made the project possible. We believe we’ve produced one of the most concise, yet comprehensive publications on Islam in America; it’s written to inform every American about what Islam is and is not and what its presence means.

All my life, people have asked me questions about my faith, my name and where I was born, under the assumption I must not have been born here because of my name. But I believe we’re in a time now as a citizenry where we realize more than ever that “American” is not a single cloth where one size fits all. It never has been.

We are rather a quilt of ethnicities, cultures, and religions and each of us as citizens bear the duty to create the best environment for the human spirit such that we become a standard of excellence for the whole world. Every nation should be seeking to cultivate their best. The President, Congress, nor the Military can take on the burden alone…it’s all of our collective responsibility as the late President Kennedy exhorted, “…Ask not what your country can do for you, but ask what you can do for your country.”

Now I want to relate that in early 2001, I was honored to be on Hajj pilgrimage to the sacred precincts of Mecca. While in Madinah, a city about 250 miles from Mecca, I was asked by groups of Muslims from several countries what it was like to be Muslim in America. Specifically, they were curious about whether I was able to practice my faith freely.

My response was perhaps as surprising to them as their question was to me. I said, “yes I can live my religion freely…that there are perhaps as many as 8 million Muslims or more in the U.S., and that there are mosques and schools all over the country; that Muslims were basically in all sectors of American life…that Islam is the fastest growing faith in America and predicted to be the second largest religion early in this century.”

My fellow hajjis were astounded and it’s one example of the misconceptions most Muslims probably have about America, just as many Americans have misconceptions about Islam.

On the one hand, there I was performing Hajj and dispelling false notions among fellow Muslims about what it means to be American, while only a few months later following the tragedy of 9-11, I was addressing fellow Americans about what it means to be Muslim; such a position I believe means that American Muslims may be in the best position to bridge divisions separating East and West.

It’s important to me as an American citizen, as an African American, as a Muslim American and as one who has taken the oath to protect the Constitution of our land as a veteran of our Armed Forces, to fight for the best our Country offers to all its citizens regardless of religion.

Our best includes not allowing extremists to tear us asunder as they sought to do on that fateful September 11. I pray Remaking Our World helps us to know one another better and that it will be a powerful tool in the arsenal against both Islamophobia and extremism. After all, it’s ultimately in the realm of ideas and not on the battlefield that the real victory will be won.

My publisher is distributing the 2014 limited collector’s edition of the Calendar and I invite you to purchase your copy as part of an effort to share 25,000 calendars with our fellow citizens. Your purchase also supports the Words Make People Literary Excellence & Scholarship Award open to students of all faiths…“We must learn to live together as brothers or perish together as fools…”—Dr. Martin Luther King, Jr.

I wish each of you a Safe, Happy & Blessed Thanksgiving!
Left open for further thought and research.

Peace until next time…Mukhtar

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